From the category archives:

Credit Score

Credit Repair Companies: What Can They Do For You?

You may have heard about credit repair companies that offer to help you improve your credit rating. But is it worth using one of these services? What can they actually do for you? Your credit score can have a huge effect on your financial situation. This is the first point to understand when you are [...]

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How To Use Credit Cards To Improve Credit Rating

It may seem weird, but when you want to improve credit ratings, credit cards can be your best friends. If you have trouble managing your finances then many people will tell you to cut up the plastic, but that is not good advice. Why? Well, one of the ways that your credit score is assessed [...]

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Is My Credit Score Ruined Forever After Filing Bankruptcy?

Is My Credit Score Ruined Forever After Filing Bankruptcy? The major disadvantage of filing for bankruptcy is that your credit score will be quite low for a while. The importance of a good or decent credit score will determine if you can ever apply for a loan on a car, house or even a credit [...]

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What Is A Debt Management Plan?

A Debt Management Plan or DMP is a way setting up a consolidated payment schedule for all of your debts. Is A DMP The Same As A Debt Consolidation Loan? No, a Debt Management Plan is very different. With a consolidation loan, you take out one new loan and use it to pay off all [...]

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